Balance Transfer Comparison Calculator

Compare keeping a balance on your current card against transferring it to a lower-rate card with a fee.

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See how long it takes to pay off a credit line and the total interest at a fixed monthly payment.

See how long it takes to pay off a credit card and the payment needed to clear it by a target date.

See how long it takes — and how much interest you pay — making only the minimum payment.

See the true long-term cost of carrying a balance — total interest and the growth those dollars could earn.