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Loan Basics

Personal loan monthly payment, total interest, and total cost.

Compare two loan options side by side — payment and lifetime interest.

The full lifetime cost of a loan — principal, interest and upfront fees combined.

Find the current balance and remaining interest on a loan you are already paying.

Compare the payment for the same loan paid weekly, bi-weekly, semi-monthly, monthly, quarterly or annually.

See how a no-payment deferral period grows your balance and raises the payment that follows.

Compare the payment on a fixed installment loan against an interest-only revolving credit line.

See how each loan payment splits between principal and interest, and how that shifts over the life of the loan.

Student Loans

Repayment schedule and total interest for a student loan.

Combine multiple student loans into one and see the consolidated rate, payment and total interest.

Estimate the income-tax savings from deducting interest on a loan or credit line.

Amortize a loan using the 365/360 method, where daily interest uses a 360-day year over 365 days.

Amortize a loan using the actual/365 method, where daily interest uses a true 365-day year.