Self-Employed Income Calculator

Qualifying income for a self-employed borrower, averaged over two years of tax returns.

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Cash flow, cash-on-cash return and cap rate for a rental property purchase.

Debt-service coverage ratio for a rental property — the key number DSCR lenders use.

Qualifying income from bank deposits for self-employed borrowers, and the payment it supports.

Estimate a home seller's net proceeds after payoff, commission and closing costs.